The biggest peer-to-peer platform has delivered stellar returns, says David C Stevenson. But big players are not the only profit-spinners out there.
The post What Lending Club’s float means for peer-to-peer lending was first published on MoneyWeek.
The deflation caused by the oil crash could lead to another round of morney-printing, funnelling more money into the asset markets – and investors' pockets.
Trying to second guess the markets is a mug's game. Fund manager Stuart Widdowson tips three solid stocks to grow your portfolio.
Russia is on the verge of a full-on emerging-market crisis. Cris Sholto Heaton looks at similar past crises, and asks when should investors buy in.
Bellway is a housebuilder that is doing well, says Phil Oakley. So should you buy the shares?
From a grand house in a gated estate in Casey Key, Florida, to a Palladian mansion in Brechin, Angus, we bring you eight of the best properties with impressive fireplaces.
The tumbling price of crude oil is rattling investors in renewable energy, who fear new investment projects may not be economically viable. Simon Wilson reports.
US stocks are seen heading higher as they look to maintain the strong momentum of the last two sessions, says Kam Patel.
The post US pre-open: New York seen heading higher on blue chip strength was first published on MoneyWeek.
A lot of money will be spent in the telecoms tie-up frenzy – but much of it will be wasted, says Matthew Lynn.
The post Sell your telecoms shares – this merger madness is bound to end in misery was first published on MoneyWeek.
The stockmarket 'Santa Rally' could be a classic bull trap, says John C Burford.
The German constitutional court has made a ruling that could spell the end of the ‘Mittelstand’ system that makes up the backbone of the country’s economy.
The post This one court decision on tax could wreck Germany’s small business sector was first published on MoneyWeek.
The FTSE 100 bounced higher in early action, taking its cue from a sparkling performance in New York with the Dow putting on its best one-day show in three years.
The post FTSE 100 advances after sparkling show by US stocks was first published on MoneyWeek.
Japanese prime minister Shinzo Abe has been handed four more years to turn the country around.
Falling energy prices should be a good thing. But the current oil price crash might be a very bad thing. Merryn Somerset Webb explains why.
The post The oil price crash could signal the start of a deflationary crisis was first published on MoneyWeek.
A flare-up of the eurozone crisis could be on the cards as Greece's prime minister fights to win over MPs.
This electronics maker is going through a rough patch, says Phil Oakley. But a swift-footed investor could turn a profit.
The post Gamble of the week: A play for the nimble investor was first published on MoneyWeek.
It's that time of year again when pundits make their predictions for the coming 12 months. And all of them are useless.
The gold price has bounced off four-year lows, with scope for further gains.
Smaller companies in America will play catch up with their bigger peers.
The arguments over English votes for English laws are not only complicated but also irrelevant. Emily Hohler reports.
Forget North Korea and Kim Jong Un. The biggest problem for Sony is the US legal system, says Merryn Somerset Webb.
The post The US legal system should scare investors more than North Korea was first published on MoneyWeek.
David Cameron is facing pressure to launch an investigation into Britain's role in the CIA abuse scandal.
The post Calls mount for inquiry into UK complicity in CIA torture was first published on MoneyWeek.
In yesterday's markets, the FTSE 100 saw a big jump as investors reacted to encouraging economic data and the US Federal Reserve‘s comments on being ‘patient’ about raising interest rates.
One of Britain's best-known investors, Jim Mellon, talks to Merryn Somerset Webb about how Silicon Valley is set to turn all of our lives upside down, and picks the very best company to buy to benefit from this huge wave of disruption.
The post Jim Mellon: The single best stock to buy to profit from the robot revolution was first published on MoneyWeek.
The first royal Christmas message by George V gave the fledgling World Service an early boost six days after it was founded in 1932.
Still not finished your Christmas shopping? Move quickly, order today and you can still thrill your loved ones with these gift ideas
Telecoms giant BT is in takeover talks with mobile provider EE - a purchase which would break its own record.
The Central Bank of Russia has been forced to intervene to prop up the collapsing currency.
Read this Steve: http://www.thisismoney.co.uk/money/mortgageshome/article-2513229/Buy-let-landlords-profits-boosted-5bn-year-tax-breaks.html
Silly billy - come on, list the crimes, name the guilty. Oh how boring you are.
Sean, you are right of course, but I take pleasure in pricking the bubbles blown by idiots. And of course able Seaman Sillybolloks is ripe for the pricking. (I bet this post gets censored). :-)
No, you haven't. List the tax advantages.
It would appear you are lacking in basic comprehension skills. Never mind.
Steve, Don't waste your time with this guy, he is so blinkered with envy that you will never get through to him. I wonder which Navy gave him a flag - or is his Nom de Plume just more envy.
Its a very long time since I heard the old chant that the Government has its own money and stealing from the State is a victimless crime!! I suppose you could see it that way if you paid no tax in and only took money out.
Perhaps we should all stop paying taxes and just let the Government get its own money by borrowing.
Perhaps the logical conclusion is to all stop work as well and let the Government borrow enough of its own money to keep us all on benefits. That would make a fair society.
Surely you sleep, eat and relax. surely you had a childhood. You have not worked all your life.
Sorry - but I thought it was a total waste of time reading that. Track record shows he is an appalling tipster; and certainly no guru worth following for insightful views.
Stick to the SHA thread on ADVFN for the sort of information and expertise that will help you make money in 2015.
The crime is to saddle the taxpayer with £1 trillion of debt to allow the bank snouts to stay in the trough. Punishing the little people is more your thing.
OK, so if we all think the housing market is broken and needs reform, why hasn't a political party offered a solution. I'm sure Red Ed would love to tax BTL and, for that matter, capital gains on owner occupiers, up the ying yang but he won't because that would make him unelectable. Greed starts at the bottom and the rich are just better at it.
I already have. Stop seeking to defend the indefensible.
It's an even bigger rip off because the insurance product is often pointless.
The Sale of Goods Act provides 'reasonable consequential losses' for faulty goods and services for a period of six years.
So if you bought a washing machine from Amazon, and it broke after 3-4 years, you'd have a good claim to get your money back.
But if you buy hire purchase you're not covered by the Act.
If i am laughing, does that make you stupid?
My world is not "crazy" ,I have no tunnel vision and i do not have any "envy". I simply have a better grasp of the real world than those fixated on short term profit. FYI the private rented sector costs our government over £20 billion a year. Making you a parasite. A parasite without humility or empathy.
A Major power with such nuclear weapons in the hands of unstable country is dangerous to anyone not such in the risk of a new world power but in the respect direct military intervention is unlikely and territorial misadventures are likely to persist with impunity unsettling snd depressing the world markets. Since I first wrote, Bloomberg has published this: http://blogs.ft.com/andrew-smithers/2014/02/us-equities-are-overvalued-2/
US equities are considered by some as dangerously overpriced
But despite this, the S&P 500 has returned almost 14% this year against against the FTSE rather poor showing of just over 3%.
A mere simple comparison and explanation where geographically I would rather have my money at the moment.
Ok lets just forget how scary the Corporate bond yields are getting in the US with its risk of contagion and overspill into stocks but they do have a Fed who out their money where their mouths are and actually do what it takes. Q.E. works in the USA because, government, business and all the states and the whole population want the same thing.
In Europe, this in not the case. Each member of the Eurozone has its own agenda, it bears no similarity either fiscally or politically to the UNITED states of America. This is why QE will not work the same 'miracles' as it has done in the USA.
Just for the record...
I have worked all my life, 45 years in total, and am now receiving
ESA as I need 2 knee replacements...
I receive the grand sum of £71 per week...
The same as a single person that has never worked in their life...
Hardly generous imo...
List the tax advantages please.
If you can list the Statute and the evidence for the crimes you allege have been committed, with the names of some of the 4000 perpetrators you say exist, then you will truly have put your money where your mouth is, as libel laws are draconian. However I will refrain from holding my breath.
As to your other point, all government money belongs to the taxpayer and those self same taxpayers are required to pay back borrowings made on their behalf. So money fraudulently claimed by benefit scroungers is my money, and maybe yours, although I somehow doubt it.
Do you have anything useful, less boring, and not repetitive to say - or is that it?
Austerity is not the answer - we should be taxing those can afford to pay more, making sure those who should pay tax do - like Vodafone, Starbucks and Amazon. We should be taxing land not buildings with a Land Value Tax which would be impossible to evade or avoid. The wealthy have benefitted the most from QE, funding for lending and low interest rates, enjoying asset price inflation and capital growth whilst having much more disposable income left each month, due to reduced interest payments and larger salary increases - they can afford to and should be paying more tax.
BTL does not increase the supply of affordable housing nor does it stabilise prices - it does the complete opposite and results in the need for housing benefit.
The reason Buy To Let is wrong is because it results in more investors competing with first time buyers which drives up the cost of housing, forces more would-be first time buyers into short term rented accommodation, driving up rents which drives up housing benefit which supports and drives up rents, the national and private debt - as the welfare bill goes up and private purchasers are often taking equity out of their principle residence to fund the deposit.
Another reason is that Assured Shorthold rented accommodation provides little security of tenure for the tenant making it often difficult to make a house a home. Also BTL is often abused and used to fund development projects and holiday homes.
There are many generous tax advantages for Buy To Let Landlords which are also grossly unfair as mentioned in other comments.
So 2 out of about 4,000 after nearly 8 years. The benefit money is not yours. Most of it is borrowed by the incompetent government.
OK. So that may all be true. But how DO you get out of the debt mess then? Maybe Mr Bonner can address that. Under his analysis it seems the rational thing to do is to stay in cash. But if everyone did that there would be no cash for the economy to grow. So what is the solution?
Rear Admiral Sir Vincent Smyth Obleson is the polar explorer who gives a dull talk to the boys of Greybridge school in The Ripping Yarn, Tomkinson's Schooldays. MWs titles do not show my full name sadly.
I rest my case. Buy To Let is specifically purchasing a property with the intention of renting it out. No matter what YOU think it is NOT shorthand for the whole private rented sector. BTL is pure capitalistic small business without any mythical subsidy. I suppose in your crazy world a taxi driver shouldn't be able to offset the cost of his car loan and maintenance against the fares he collects or doesn't he fit the envy culture you support.
Although this may be difficult for tunnel vision socialists to accept BTL provides a real source of housing for hard working families without costing the government a penny.
Over and Out.
Why do you call yourself Rear Admiral Sir Vincent Smyth, Is there a joke here that I have missed?
Correct - ridiculous. Stealing benefit money deserves to be punished - it is my money, I object to it being stolen.
Keep up with the news - two 'bankers' will stand trial together in September 2015 for Libor fixing (a fraud). The date is late as the SFO is investigating as many as 22 other individuals, with charges expected.
BTL is shorthand for private rented. There are 4.3 million private rented houses. But only 1.8 million BTL mortgages. Meaning only 42% of have such mortgages. The subsidy is to the sector, a subsidy which should not exist. Socialism for the rich.
What can I say? Without stupid people we would have no one to laugh at. I would like to take time to thank you for your contribution.
This Microportal is built on the 2day Microportals platform which provides you with 3 click access to local and global information crucial both to your personal and working life. The platform provides live local data on transport, what's on, accommodation, eating out, shopping, sport, religion and weather as well as comprehensive reference and resource sections including TV, radio, online shopping, route planning, health, education and more.
Copyright © 2004–2014 2day Microportals, East Quither Farm, Milton Abbot, Tavistock, Devon, PL19 0PZ, UK.